| Key figures by quarter |
| (NOK thousand, except per share and ratio information) |
Q4 2010 |
Q3 2010 |
Q2 2010 |
Q1 2010 |
Q4 2009 |
Q3 2009 |
Q2 2009 |
Q1 2009 |
| |
|
|
|
|
|
|
|
|
| Collection on portfolios |
390 959 |
381 669 |
367 906 |
371 874 |
402 801 |
446 747 |
451 989 |
491 245 |
| Total operating revenue |
243 481 |
234 552 |
232 702 |
371 874 |
402 801 |
446 747 |
247 290 |
299 645 |
| OPEX |
139 686 |
133 382 |
140 506 |
143 642 |
145 274 |
146 501 |
149 667 |
179 495 |
| Operating profit |
103 055 |
100 988 |
92 134 |
99 771 |
47 339 |
86 270 |
92 299 |
121 415 |
| Profit before tax |
77 019 |
36 318 |
61 921 |
52 087 |
24 359 |
-655 |
74 706 |
87 600 |
| Profit after tax |
247 669 |
24 000 |
49 131 |
35 869 |
-43 841 |
-462 |
47 362 |
64 727 |
| Profit after tax total operation |
623 488 |
34 689 |
57 875 |
40 131 |
-33 015 |
11 704 |
57 957 |
67 581 |
| EBITDA |
261 355 |
257 991 |
237 724 |
239 041 |
267 258 |
311 625 |
314 425 |
326 681 |
| Portfolio acquisitions |
119 489 |
7 959 |
49 103 |
12 182 |
41 984 |
6 660 |
13 524 |
88 417 |
| Pre-tax cash flow per share *) |
5,24 |
4,89 |
4,45 |
4,48 |
4,94 |
5,80 |
5,71 |
6,08 |
| Earnings per share |
5,45 |
0,51 |
1,04 |
0,76 |
-0,93 |
-0,01 |
1,01 |
1,38 |
| Earnings per share fully diluted |
5,40 |
0,51 |
1,04 |
0,76 |
-0,93 |
-0,01 |
1,00 |
1,37 |
| Earnings per share total operation |
13,71 |
0,74 |
1,23 |
0,85 |
-0,70 |
0,25 |
1,23 |
1,44 |
| OPEX ratio Total revenue |
57 % |
57 % |
60 % |
61 % |
74 % |
63 % |
61 % |
60 % |
| OPEX ratio collection on portfolios |
32 % |
31 % |
34 % |
35 % |
32 % |
30 % |
31 % |
33 % |
| Debt / equity ratio |
0,63 |
0,90 |
1,09 |
1,21 |
1,43 |
1,52 |
1,87 |
2,01 |
All amounts are related to continuing operations unless otherwise noted. Previous periods restated to reflect the continuing operation.
*) Restated in accordance with the new definition that excludes FX gain / loss and fair value adjustment of interest hedges.